Free Mar-2026 UPDATED Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Certification Exam Dumps is Online [Q49-Q72]

NO.49 An accident and health insurance producer is most likely to become liable for professional errors and omissions as the result of:

NO.50 Accident and health policies must cover physically or mentally handicapped dependent children:

NO.51 A health maintenance organization may issue a contract that provides benefits for the following:

NO.52 A nonprofit health service plan may NOT issue a contract that covers which of the following types of benefits?

NO.53 An insurance producer or advisor in the State of Maryland can be disciplined by the MarylandInsurance Administration for all of the following EXCEPT:

NO.54 Medical expense insurance typically EXCLUDES coverage for:

NO.55 The free-look period provided in a life insurance policy is usually:

NO.56 Pat owns a small business and is interested in enrolling her son in the Maryland Children’s Health Insurance Program. Which of the following is the MOST appropriate person for Pat to contact for enrollment?

NO.57 To be deemed a “qualified employer” under the Maryland Health Benefit Exchange Act, anemployer MUST:

NO.58 An insured incurs a covered accident and health insurance loss on May 30, which is submitted to the insurer on June 8. If the insured terminated coverage on June 1, the insurer:

NO.59 An insurance policy could be issued to cover losses resulting from any of the following EXCEPT:

NO.60 When the employer pays the premium, covered individuals normally receive tax-free benefits under all of the following group health plans EXCEPT:

NO.61 Under which marketing system do insurers solicit customers by mass media advertising and mail without the services of a producer?

NO.62 A certificate of insurance in a group accident and health plan is:

NO.63 A disability income insurance policy typically provides coverage for disabilities resulting from:

NO.64 Which benefit is usually excluded from major medical expense plan coverage?

NO.65 The waiver of premium provision in a disability income policy provides that premiums will be waived during:

NO.66 After completing an application for insurance, the insurance producer collects the premiums but deposits the check in the insurance producer’s checking account. What crime has been committed?

NO.67 A policy of life insurance may NOT be delivered unless the policy has a:

NO.68 If an individual’s occupation is considered to be illegal:

NO.69 Medical charges that fall within the range of fees normally charged for a given procedure in a certain geographical area are called:

NO.70 An insurance adviser’s written contract with the client must include all of the following EXCEPT:

NO.71 Medicare Supplement insurance is specifically designed for individuals who:

NO.72 All of the following services are covered under the Medicare Supplement preventive care benefit EXCEPT: